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Texas Physician Home Loan Experts

Mortgages designed for physicians.

We understand the financial challenges you may face as a young physician, such as having a limited down payment for a home. Complete our FREE, No Obligation Consultation Form & we'll answer all your mortgage questions today!

Texas Physician Home Loan Experts

Mortgages designed for physicians

We understand the financial challenges you may face as a young physician, such as having a limited down payment for a home. Complete our FREE, No Obligation Consultation Form & we’ll answer all your mortgage questions today!

Mother And Daughter In Consultation With Doctor In Office

Mortgages for Doctors in Residency

Mortgages for Physicians in Fellowship

Doctor looking at tablet. Looking serious with medical team standing in background

Mortgages for Practicing Physicians

Mortgage Solutions for Doctors

About our Physician Mortgages

As a physician you will have some hurdles when it comes to home loan financing - whether you are a resident, in a fellowship, or attending - you're unique borrower profile and circumstances could cause an issue with typical mortgage lenders. We work with you to get you into your new home. Our physician mortgage programs were developed for physicians like you in mind. Whether that's taking a new employment contract as proof of income, or understanding that your student loans are a different type of debt that doesn't have to count against your DTI or debt to income ratio. Our physician mortgage programs have a lot of benefits specifically tailored to doctors.

Learn More About Our Physician Mortgage Loans

A mortgage with the benefits you are looking for.

100% Financing - Mortgages Available and No Money Down

Flexible Loan Programs - Choose the payment option that is best for you

No PMI - Lower Monthly Payments

Close on mortgage prior to starting your next position

No Pre-Payment Penalty

A loan solely for Physicians with unique underwriting

Portfolio loans underwritten in house and serviced by First United Bank

One Time Close Construction Loans Available (restrictions apply)

Your Physician Mortgage Specialist

Scott Wells

NMLS ID: 0000595286

Scott Wells TX Mortgages for Physicians

Getting into your new home is just a click away

From the time you apply for your physician home mortgage loan, until the day you close and get the keys to your new home, our specially trained and experienced staff manages and oversees the entire loan process, schedule a free consultation today to get started.

Contact us

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What our clients have to say about us

Scott and the team were responsive and worked together. Scott was proactive and made the entire process so easy. I would highly recommend him and the team. I have already shared how easy it all was.

LInda M.

Dallas, TX

First, it was extremely easy working with Mr. Wells. He clearly explained what is needed to process my loan and walked me through every step. He was also present at the closing and made everything easy. I will go back to Scott for another loan if I need it.

Krishna B.

Fort Worth, TX

Excellent, efficient service.

Patrick D.

Dallas, TX

Scott kept us updated throughout the whole process. We were able to find the right mortgage for us and close without any problems.

Robert B.

Arlington, TX

Scott was very fast from the initial quote to the closing process. It was painless and communication was good from the staff.

Kyle M.

Flower Mound, TX

Scott was excellent to work with and did a great job communicating with us and the other parties involved in our transaction. We had a shortened time frame and he was a great help in making sure everything was done on time. We would definitely recommend him!

Miranda M.

Flower Mound, TX

Mr. Wells was great to work with during the entire home buying process! Always quick to respond or explain anything I ever had a question about. Him, along with all his associates, were very professional and on top of every move. Extremely happy I decided to work with Mr. Wells. 10/10 will recommend to friends and family!

Jacob L.

San Antonio, TX

Very responsive and helpful.

Paula R.

Dallas, TX
First United Bank - Physician Mortgages
Working with us!

First United Bank and Trust

First United Bank is dedicated to building a culture of care in the communities we serve and helping others find their path to success. We build lifelong, multigenerational relationships and use our collective talents to make our community a better, stronger, more stable place, one customer, one family, one company at a time.

Over one hundred years later, First United is one of the nation's premier financial institutions offering a full range of personal banking, commercial, wealth management, insurance and mortgage products and services to customers with over 85 locations throughout Oklahoma and Texas. We are recognized as one of the largest, well-capitalized banking organizations in the Southwest region of the United States with assets of more than $5.5 billion. And, we're one of the largest privately held community banking organizations in the country.