100% Financing up to $750,000 with No PMI
95% Financing up to $1,000,000 with No PMI

Texas Doctor Loans Regions Bank Mortgage

Texas Physician Home Loan Experts

We understand the financial challenges you may face as a young physician, such as having a limited down payment for a home. Complete our FREE, No Obligation Consultation Form & we’ll answer all your mortgage questions today!
All lending products are subject to application and credit approval

As a doctor focused mortgage team, we understand your unique situation

From the time you apply for your physician home mortgage loan, until the day you close and get the keys to your new home, our specially trained and experienced staff manages and oversees the entire loan process.
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Medical Students

If you plan to buy a home upon graduating from Medical School and heading into your residency, this is THE loan for you.


Whether you are a first year resident or heading into the final year of your 4-year residency, we have loan options to meet your needs.

Texas Doctor Loans

Practicing Physicians

As a licensed professional, you have experience and time on your side. We have excellent loan options for you, as well.

Learn More About Our Physician's Mortgage Loan

A mortgage with the benefits you are looking for:
100% Financing – No Money Down
Flexible Loan Programs – Choose the payment option that is Best for you
No PMI – Lower Monthly Payments
Move in up to 60 days prior to starting your next position
No Pre-Payment Penalty
A loan solely for Physicians with unique underwriting

Put Our Experience To Work For You

See what our clients have to say about us

The Go-To Person

Scott Wells is the go-to person for home  mortgage loans. He was patient during the entire process and answered all my questions. He went above and beyond to meet my needs. A++
- Mihir P., Keller, TX 

Professional & Trustworthy

Scott Wells is one of the most professional and trustworthy persons I have ever met. My family and I will always be thankful for his  assistance  us to achieve our dream home.
- Alejandro F., Miami, FL

A Pleasure to Work With

Scott Wells is a pleasure to work with. I look forward to working with
him again.
- Shay M., Dallas, TX 

Seamless & Stree-Free

Scott made the home buying process seamless and stress free. I was
a great experience.
- Bradley B., Frisco, TX 

Win-Win Situation

Scott Wells did a fantastic job. He is knowledgeable, informative, and responds to phone calls & emails within an hour. I wouldn't go anywhere else. My 1st mortgage was with Regions, and because of past service and Scott, it was a win-win situation for me.
- Joe F., Dallas, TX 

The Best Service

Just keep up what has been the best service and customer care we've experienced in a long time from any company. Throughout the whole process of our original loan and this refinance, Scott has cared for us in every decision like family. Thanks
for following through on everything.
- David F., Rockport, TX 

Terms & Conditions

For MD’s, DO’s, DMD, and DDS only
100% financing up to $750,000 loan amount with no PMI, 95% financing up to $1,000,000 loan amount with no PMI
Must be a physician entering residency, fellowship, or practice. No time restrictions on experience
U.S. Citizens and Permanent Resident Aliens only
Single family homes, planned unit developments (PUDs), and town homes only
Close 60 days prior to starting your next position with signed employment contract and guaranteed minimum income/salary
scott wells regions bank doctor loans
NMLS ID: 0000595286

Scott Wells has worked in the mortgage industry since 2001 and has experience in all types of loan programs. He has been with Regions Mortgage since 2011 and is a five-time Chairman’s Club Winner. 

Scott and his team are committed to providing professional, first-class service to his customers. From application to closing, he is available to answer any questions you have. Thank you for choosing Scott Wells to assist you with your mortgage lending needs.

Regions Mortgage is a subsidiary of Regions Financial Corporation, with $125 billion in assets. Regions Financial Corporation is a member of the S&P 500 Index and one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, mortgage and insurance products and services.
Regions Chairman’s Club Awards
2013, 2014, 2015, 2016, 2017
doctor home loans
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